What should you do if you're involved in a minor accident?

When involved in a minor accident, the most appropriate action is to exchange information with the other driver. This step is crucial because it ensures that both parties have the necessary details to file insurance claims and to communicate about the accident afterward. Collecting information such as names, contact numbers, insurance details, and vehicle registration numbers helps establish a clear record of the incident.

Exchanging information is vital for legal and insurance purposes. It enables both drivers to report the accident accurately, and it promotes transparency between the involved parties. In many cases, this exchange can prevent potential disputes over who was at fault later on.

Calling the police might not always be necessary for minor accidents, especially when there is no severe damage or injuries, but having an official report can be beneficial. Leaving the scene is not advisable, as it could be considered a hit-and-run, which has serious legal consequences. Admitting fault at the scene could undermine your position in terms of insurance claims and liability and is generally not recommended. That determination is usually made through insurance investigations and assessments. Thus, the correct course of action emphasizes collaboration and documentation through the exchange of information.